The tornado damage lawyer team at Saka Bryant is well aware of the significant property damage a tornado can cause, including damage to roofs, siding, and windows, and personal property like vehicles or outdoor furniture. They can damage electrical lines, leaving residents without power for days or even weeks. Debris, fallen trees, and branches can also cause significant damage.

If your home or business was damaged by a tornado, you expect your insurance company to conduct a fair assessment and provide payment for your loss. But if your insurance company refuses to pay or undervalues your claim, you may not know where to turn for help.

The tornado damage lawyer team at Saka Bryant, P. A. represents people who suffered significant property damage in a tornado. We are dedicated to ensuring policyholders receive the compensation they are owed when they make an insurance claim. Whether your claim was underpaid or denied, we will fight to ensure your insurance company upholds its promise. Our dedicated Florida tornado damage lawyers are proud to represent people in disputes with their insurance companies over property damage claims.

Our law firm has successfully recovered millions of dollars on behalf of policyholders throughout Florida for wrongfully denied or undervalued insurance claims. To put our experience to work for you, contact Saka Bryant today.

Does Insurance Cover Tornado Damage?

Most residential and commercial insurance policies provide coverage for tornado damage. Common types of property damage that should be covered by insurance include:

• Roof systems. Roof damage is one of the most common effects of a tornado. The damage may involve broken or missing shingles, dents, chips, or cracks in existing roofing, or parts of the roof that are torn off or blown away.
• Walls. A tornado may damage exterior and interior walls, or detach exterior siding or gables.
• Structural damage. In severe cases, a tornado may cause damage to the frame or foundation of a structure that must be repaired before the structure can be usable again.
• Windows and doors. Tornados frequently cause flying debris that can break windows and doors or tear off shutters and screens.
• Gutters. Gutter damage is common after a tornado, as the high wind may completely tear a gutter off the structure.
• Electrical damage. Downed power lines can result in electrical damage that can leave a structure at greater risk for future damage.
• Water damage. Rain and flooding can cause water damage, while standing water after a storm can contaminate drinking water or lead to the risk of electrocution due to downed power lines.
• Gas leaks. A tornado can damage gas lines and create hazardous conditions caused by a gas leak.

When to Call a Tornado Damage Lawyer

When a tornado causes property damage, your insurance company should send an insurance adjuster to evaluate the damage, determine whether the loss is covered under the policy, and make an offer to cover the damage.

A policyholder may need to consult with a tornado damage lawyer if the insurance adjuster denies coverage or undervalues the claim.

Denial of Coverage

In a coverage denial, the insurance company may claim the damage is not covered under the insurance policy or does not meet the terms and conditions required to receive payment. Alternatively, the insurance company may claim there is a cap on damages and that you reached the limit of your insurance coverage for a particular type of claim. In these situations, you have the right to challenge the denial of coverage.

Undervalued Claim

Even if the insurance company covered the claim, you may disagree on the value of the covered items or the total payout amount. In these situations, our tornado damage attorneys can review your policy, request a detailed explanation of the process for valuing your claim, and negotiate for a full insurance payout. We often work with independent valuation experts whose opinions can persuade the insurance company to fully cover your loss.

How Our Tornado Damage Attorneys Can Help

Saka Bryant represents people in Florida who suffered property damage due to a tornado. We exclusively represent policyholders in claims against their insurance company and are committed to ensuring insurance companies honor their policies and pay policyholders what they are owed. Whether your claim was denied or underpaid, we will fight to ensure the insurance company upholds its promise and pays you the compensation you deserve.

The tornado damage attorneys at Saka Bryant strive to resolve every case as quickly and cost-effectively as possible. In many cases, that means resolving tornado damage claims out of court. But when litigation is necessary, our attorneys have the experience, resources, and expertise to take your case to court to protect your rights and fight for the compensation you deserve.