Water Damage Lawyer Team Serving Florida

The water damage law team at Saka Bryant knows how damage caused by water can devastate homes and businesses in an instant, causing structural damage and destruction of personal property. If the issue is not addressed quickly, water damage can lead to mold growth. Whether the water damage was caused by a burst pipe, a leaking water heater, storm damage, or some other cause, the cost of repairs can be staggering.

If you have an insurance policy that covers the water damage, you should not be required to pay the cost of the repairs. Yet, many insurance companies delay paying, undervalue, or outright deny insurance claims for water damage.

Our water damage lawyer team has extensive experience representing people who suffered water damage in residential and commercial properties. We would be pleased to review your insurance policy and claim and discuss the unique issues that apply in your case.

Saka Bryant, P. A. has successfully recovered millions of dollars on behalf of policyholders throughout Florida for wrongfully denied or undervalued insurance claims. To put our experience to work for you, contact Saka Bryant today.

Common Causes of Water Damage

Water damage claims are among the most common property damage claims filed by property owners. Most policyholders rightly view water damage as something their insurance company should cover. Yet many insurance companies and adjusters find reasons to deny, delay, or undervalue these claims.

Water can devastate a home or business, causing massive property damage, including structural damage, harm to electrical, plumbing, and HVAC systems, aesthetic damage, and the loss of personal property. If the damage is not addressed quickly, water damage can quickly lead to rot, decay, mold growth, and other damage.

Common causes of water damage include:

• Storm surge
• Broken or leaking pipes
• Damaged or malfunctioning appliances, especially heaters and sump pumps
• Sewage backup
• Hurricanes, storms, and heavy rain

Whether the water damage was caused by a natural disaster, a worsening leak, or a malfunctioning appliance, you are legally and contractually entitled to the compensation outlined in your insurance policy.

Why You Need a Water Damage Lawyer for Your Claim

Unfortunately, many insurance companies cite pre-existing conditions or other circumstances as reasons to deny or undervalue a claim for water damage. This leaves financially compromised property owners to pay for the damage on their own.

There are two primary areas in which policyholders disagree with insurance companies about a water damage claim.

Coverage Denial

When water causes property damage, your insurance company may deny the claim, stating that the loss is not covered under your insurance policy or that the claim does not meet the terms and conditions required for payment. They may claim water damage is not covered under your policy, that you failed to file your claim within the applicable timeframe, that they cannot approve the claim because of missing or incomplete information, or that they believe the damage was caused by your negligence or intentional acts.

Alternatively, the insurance company may claim there is a cap on damages and that you reached the limit of your insurance coverage for a particular type of claim.

When a claim for water damage is denied, our team of water damage lawyers will carefully analyze the terms of your insurance policy and work to negotiate a fair resolution. When necessary, we have the experience and resources to take your case to court to protect your right to full compensation under your policy.

Undervaluing Your Water Damage Claim

Other times, the insurance company will cover the damage but offer to pay less than the full value of your loss. In these situations, our water damage lawyer team will review your insurance policy, request a detailed explanation of the insurance company’s process for valuing the claim, and work to negotiate a full insurance payout. We frequently work with independent valuation experts to persuade the insurance company to fully cover your loss.

How Saka Bryant Can Help

The water damage lawyer team at Saka Bryant are committed to ensuring insurance companies uphold their legal and contractual obligations and pay policyholders the compensation they deserve. We strive to resolve every case as quickly and cost-effectively as possible. In some cases, that means settling a water damage claim out of court. Other times, litigation is the only way to obtain the compensation you deserve. Our dedicated water damage lawyers have the experience, resources, and expertise to take your case to court, and win.