As a homeowner, your property is likely your most valuable possession. When a natural disaster strikes and your home is damaged by storms, water, fire, or hail, you deserve fair compensation to repair your property and pay for other losses.

The Florida residential property damage lawyer team at Saka Bryant will ensure your insurance company honors their policy and pays what you are owed. Our attorneys represent people who have suffered residential property damage due to hurricanes, hail, fire, water, and wind. Our sole focus is ensuring policyholders receive the compensation they are owed when they make an insurance claim. Whether your claim was underpaid or denied, we will fight to ensure your insurance company upholds its promise.

To learn more and put our expertise to work for you, contact a Saka Bryant residential property damage lawyer today.

When to Hire a Residential Property Damage Lawyer

When residential property is damaged by severe weather, most homeowners assume the insurance claims process will be simple and straightforward. Unfortunately, the reality is often quite different.

Insurance companies are often inundated with property damage claims after a severe storm. They may take a long time to process claims, or even deny claims or coverage that should be paid. This results in claim denials and refusal to cover losses that should have been paid under your insurance policy and the law.

There are two primary areas in which policyholders commonly disagree with their residential property damage insurance company.

Coverage Disagreements and Denials

After a storm, your insurance company may claim the event or damage you are seeking coverage for is not covered under your policy or does not meet the terms and conditions required to receive payment. They may claim the type of damage is not covered, that you failed to file your claim within the applicable timeframe, that they cannot approve the claim because of missing or incomplete information, or that they believe the damage was caused by your negligence or intentional acts.

Alternatively, the insurance company may claim there is a cap on damages and may claim that you have reached the limit of your insurance coverage for a particular type of claim.

In these situations, you have the right to challenge the denial of coverage. However, successfully navigating insurance coverage issues is a complex and nuanced undertaking, especially when you are dealing with the emotional stress of extensive property damage. The residential property damage lawyer team at Saka Bryant can evaluate your situation, help you negotiate a fair resolution, and, when necessary, take your case to court to protect your rights and fight for the compensation you deserve.

Disagreements on Damage

Even if your property damage insurance company covered the claim, there may be disagreements about the value of covered items. In these situations, we will conduct a detailed review of your policy, request a detailed explanation of the insurance company’s process for valuing your claim, and negotiate to seek a full insurance payout. We often work with independent valuation experts whose opinions can persuade the insurance company to fully cover your loss.

Why Call Saka Bryant

We strive to resolve every case as quickly and cost-effectively as possible. In some cases, that means resolving residential property damage claims out of court. But when litigation is necessary to obtain the compensation you deserve, our attorneys have the experience and expertise to take your residential property damage claim to court, and win.