The hours, days, and weeks after a severe weather event can be frustrating. By acting quickly and methodically, you can protect yourself, expedite the recovery process, and help ensure you receive full compensation for your losses.

1. Protect yourself. Do not return to the property until local authorities declare it is safe. When possible, turn off utilities like electric, gas, and water to prevent further risk of harm.
2. Document the damage. Take photographs and videos of all damage, including interior, exterior, and personal belongings. Keep damaged property until the insurance adjuster has assessed it.
3. Contact your insurance company. Report the damage to your insurance company and provide documentation of the damage. You should also confirm additional insurance coverages that may be available and applicable.
4. Mitigate additional damage. When possible, make temporary repairs to minimize further damage. Save receipts of any materials or services you used, as these may become part of your insurance claim.
5. Evaluate damages. Hire a professional to inspect your home and recommend necessary repairs.
6. Monitor your claim. Stay in touch and keep records of communications with your insurance adjuster.Property damage